A.B Montage GmbH
Planning & costs · 5 min

Getting your rental deposit back: how it works

In Switzerland the deposit is held in a blocked account in your name. With a correct flat handover you get it back in full. Here’s what to watch for and how to avoid deductions.

Understanding the deposit account

The deposit is at most three months’ rent and legally belongs to you. The money sits in an account that can only be accessed with the consent of both parties.

Deadlines after moving out

If the management makes no claims within one year of the end of the tenancy, you can reclaim the deposit from the bank on your own.

  • Prepare the handover protocol carefully and with photos
  • Have a final cleaning done with a handover guarantee
  • Normal wear and tear does not have to be reimbursed
  • In case of dispute: use the conciliation authority, which is low-cost

Frequently asked questions

How high can the rental deposit be in Switzerland?

For flats, at most three months’ rent. The money must be in a separate blocked account in your name.

What to do if the management won’t release the deposit?

Request a written justification. If none comes, after one year you can demand release from the bank or contact the conciliation authority.